Getting to the doctor can be a hassle for construction workers, so the doctor is coming to them.
Have you ever said “Don’t worry, it won’t happen to me” Of course you have! Every single day, each one of us makes seemingly unbiased decisions, which are influenced by our positivity for the future.
Plumbers Public Liability Insurance
While this is not necessarily a bad thing, it can lead us to risky situations. For example, you may choose to skip on the sunscreen even though skin cancer in Australia is highly prevalent or you may cross a street before the pedestrian light has finally gone green. You may even decide to put the business you worked hard for at risk by not ensuring you have the appropriate level of insurance, or worse yet, any insurance at all.
Still not convinced? From welding, to cutting, to excavations for drainage, each day your worksite has numerous risks that could have a significant financial impact should something go wrong. With the New Year flowing smoothly, it’s time to get back to basics by making sure you’re covered for potential risks you may face.
Besides being a mandatory licence requirement in Victoria, Plumbers Public Liability Insurance is essential for businesses and provides protection against damage or injury to a third party and their property. Whether it’s water damage and flooding that unfortunately occurs, or injuries from slips and falls on wet surfaces, these are all common occurrences that can be costly to your business and that you need to be prepared for.
Having public liability insurance is important protection against property damage or third party injuries.
Should you find yourself liable to property damages or third party injuries, it is vital that your business is able to effectively respond to the situation. Having a plumbers public liability policy will help to cover damage costs and potential legal costs if they arise, which means you can take the necessary steps to manage the situation without leaving your valued customers in hot water.
With our extensive knowledge and 20 years of experience working with Plumbers, Marsh Advantage Insurance can arrange Public Liability Cover offering you and your business much needed protection should you find yourself liable for third party damages or injury.
Be prepared and get back to basics now!
For more information on Plumbers Public Liability Insurance or to get a quote for your business, head to trades.marshadvantage.com.au/plumbers, or contact our expert plumbers team at 1300 300 511. Notice: Master Plumbers Insurance Brokers (Aust) (MPIB) is a trading name of Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238 369). MPIB arranges the insurance and is not the insurer. This article contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage on request. The Master Plumbers and Mechanical Services Association of Australia (MPMSAA) receives a financial benefit when a policy is arranged by Marsh Advantage, enabling it to continue to provide further services to the plumbing industry. LCPA 20/026