Industry partner

Your Future, Your Super – Cbus is standing up for members in the construction industry

The Government wants to change super laws that could see workers new to the industry stapled to a fund that doesn’t provide insurance cover for dangerous occupations.

Cbus understands the risks of working in the building and construction industry. That’s why Cbus insurance includes automatic insurance cover for eligible members in the manual occupation category.

Under the Government’s proposal, if a new employee does not choose an appropriate superannuation fund, a construction worker maybe left uninsured or be ‘stapled’ to a fund that won’t cover them if they’re seriously injured at work.

Your Future, Your Super – Cbus is standing up for members in the construction industry

Cbus is working hard to ensure that workers in our industry are:

  • Not stapled to a fund with unsuitable insurance options.
  • Not paying for insurance with other funds that won’t cover them.
  • Not putting themselves and their families at risk with inadequate insurance protection.

What does this mean for employers?

Employers care about their workers and want to be confident that they are insured with industry-specific insurance.

This proposal will also add red tape for employers. For example, an employer will be required to contact the ATO to identify whether a stapled fund for a new employee exists and the ATO will make rules that employers are required to follow in order to comply with the requirements.

What can you do?

  • Talk about this with your employees
  • Make sure you and your employees are not paying for insurance that won’t deliver in the event of an accident
  • Contact your local Cbus representative if you have any questions.

Visit to learn more and stay updated on what Cbus is doing about this proposal.


Cbus’ Trustee is United Super Pty Ltd. ABN 46 006 261 623 AFSL 233792 Cbus ABN 75 493 363 262

This information is about Cbus. It doesn’t take into account your specific needs, so you should look at your own financial position, objectives and requirements before making any financial decisions. Read the relevant Cbus Product Disclosure Statement and related documents to decide whether Cbus is right for you. Call 1300 361 784 or visit for a copy.

CBUS advert Jan/Feb 21


CBUS advert Jan/Feb 21


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